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NEW QUESTION: 1
An operations team has a standard that states IAM policies should not be applied directly to users. Some new members have not been following this standard. The operation manager needs a way to easily identify the users with attached policies.
What should a solutions architect do to accomplish this?
A. Create an AWS Config rule to run daily
B. Publish IAM user changes lo Amazon SNS
C. Monitor using AWS CloudTrail
D. Run AWS Lambda when a user is modified
Answer: A
NEW QUESTION: 2
Voice of the Customer is a Lean Six Sigma technique to determine the ___________ attributes of a product or service.
A. Preferred
B. Desirable
C. Beneficial
D. Critical-to-Quality
Answer: D
Explanation:
Explanation/Reference:
Explanation:
NEW QUESTION: 3
A. Option D
B. Option A
C. Option B
D. Option C
Answer: B
NEW QUESTION: 4
Mary Carr is 62 years old, in good health, and will retire in four years from her position as the CEO and chairman of the board of a large professional services firm, Appleton Professional Services, which is located in the midwestern United States. Carr has approached Tim Houlis, her financial planner, for help in preparing an investment policy statement and accompanying asset allocation. Jack Timmons is Houlis' assistant.
In a lunch meeting with Houlis and Timmons, Carr reveals that she is thinking of moving this year to be closer to Appleton's largest client. She is concerned about developing an investment plan now given that she will no longer have contact with Houlis if she does move. Houlis reassures her that this is not a problem. He states that a properly constructed investment policy statement can be readily implemented by her new financial advisor. Timmons states that the investment policy statement is a long-term document that should be changed only if the outlook for equities versus bonds and other assets changes.
Carr's parents were successful business people who owned a series of small firms. Their success, however, did not come without challenges. Twice they had to liquidate businesses in which they were the primary shareholders. As a child, Carr became accustomed to the uncertainties of the entrepreneurial world. When she graduated from college, her parents provided her with the funds to purchase Appleton Professional Services. Appleton was a small firm at that point, but Can-has grown it into one of the larger firms in its industry, even though the professional services industry is cyclical and is susceptible to economic recessions. Appleton went public eight years ago and Carr retained a majority shareholder position when it did. Over time she has sold some of the stock but still has a controlling position in the firm.
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Carr is single with two children. Her oldest child, Mark, is 25 years old and financially independent. Her youngest son, John, is a junior in college at a prestigious liberal arts college in New England. The tuition payment for his last year of college of approximately $40,000 is due at the end of this year. She has no mortgage on her house. Carr is an avid bird watcher and gifts $50,000 a year to a local environmental group. She is concerned with the destruction of bird habitat, so she does not want to invest in highly- polluting industries or firms that are involved in real estate development.
When she retires, Carr will receive a lump-sum, after-tax distribution of approximately $500,000 from her firm. She will also begin collecting an annual pension payment equal to her current salary. The pension payment is indexed to inflation. She will be covered under Appleton's health insurance plan in retirement.
Carr spends $ 170,000 a year on vacations and living expenses, which is about equal to her current salary at Appleton.
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Is Carr's tax constraint best characterized as significant or insignificant, and is the return objective best characterized as average or above average?
Tax constraint ;Return objective
A. Insignificant ;Average
B. Significant ;Above average
C. Insignificant ;Above average
Answer: B
Explanation:
Explanation/Reference:
Explanation:
Her tax constraint is significant because she is taxed at a marginal rate of 30% on capital gains and income. Taxes are an important consideration for Houlis as he chooses assets for her portfolio.
She has stated specifically that she wishes to pursue long-term capital appreciation and leave her children a sizeable inheritance. Thus, her return objective is above average. (Study Session 18, LOS 68.c,f)
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